Hallo,

Ich bin neu hier und versuche mich gerade mit einigen Begriffen anzufreunden.

Leider konnte ich, im Zusammenhang mit Banken, nicht rausfinden was eine "Tier-1-Quote" ist, könntet ihr mich da aufklären?

Danke

http://de.wikipedia.org/wiki/Tier-1

Besser:
http://de.wikipedia.org/wiki/Kernkapitalquote

D. Definition of capital elements
(i) Tier 1: includes only permanent shareholders’ equity (issued and fully-paid ordinary
shares/common stock and perpetual non-cumulative preference shares) and disclosed
reserves (created or increased by appropriations of retained earnings or other surplus,
e.g. share premiums, retained profit, general reserves and legal reserves). Disclosed
reserves also include general funds (such as a fund for general banking risks in certain
EC countries) of the same quality that meet the following criteria:
• allocations to the funds must be made out of post-tax retained earnings or out of
pre-tax earnings adjusted for all potential tax liabilities;
• the funds and movements into or out of them must be disclosed separately in the
bank’s published accounts;
• the funds must be available to a bank to meet losses for unrestricted and
immediate use as soon as they occur;
• losses cannot be charged directly to the funds but must be taken through the profit
and loss account.
In the case of consolidated accounts, this also includes minority interests in the equity of
subsidiaries which are less than wholly-owned. This basic definition of capital excludes
revaluation reserves and cumulative preference shares.

http://www.bis.org/publ/bcbsc111.pdf?noframes=1